NEW YORK (AP) — For Nicole Plauché and her family, Christmas is the time of the year where they can use their preferred love language: gift giving. This year, however, Plauché is worried about how much she can afford to spend on gifts. Her main struggle? Student loan payments.
“It just doesn't leave much room for anything outside of just basic necessities,” said Plauché, a 23-year old tech sales manager from Dallas, Texas.
Marisa Johnson, 26, has approximately $145,000 in student loan debt from both her bachelor's and master's degrees. Since the COVID-era payment pause ended in October, she's been paying back $300 a month while she waits to see if she'll be enrolled in a new income- driven repayment plan.
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