Ozona Bank is pleased to announce the promotion of Lance Kruse to Chief Lending Officer. Kruse has been a dedicated member of the Ozona Bank team for more than 10 years, during which he has demonstrated strong lending expertise, leadership, and a commitment to serving customers and communities across the bank’s footprint.
His contributions have played a key role in strengthening client engagement and supporting the bank’s continued growth.
With more than 22 years of experience in the banking industry, Kruse began his career as an analyst and has built a comprehensive understanding of financial services and lending practices. He is a 2025 graduate of the SW Graduate School of Banking and holds a Bachelor’s degree from the University of Northern Iowa.
In his new role, Kruse will lead Ozona Bank’s lending function as part of a broader relationship banking strategy—working closely with teams across all markets to deepen customer relationships, enhance col- laboration, and deliver comprehensive financial solutions that meet the evolving needs of clients and communities.

Lance Kruse
“Ozona Bank has always been committed to relationship banking and local decision-making,” said Tommy Forsythe, President. “Lance’s experience, leadership, and dedication to our customers make him the right person to lead our lending efforts into the future.”
Ozona Bank is proud to recognize Kruse’s achievements and looks forward to his continued leadership and impact.
Founded in 1905, Ozona Bank is a Texas-based community bank committed to providing trusted financial services with a focus on relationships, local decision-making, and community investment. With locations in Ozona, Wimberley, San Marcos, and San Antonio, the bank offers a full range of personal and business banking services, including lending, treasury management, mortgage, and investment services.







