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River Steam

The temperature at San Marcos Regional Airport dropped to 23 degrees overnight Tuesday, delivering an early hard freeze to the Central Texas region.

The holidays are almost here and according to several reports, shoppers are expected to spend $1.1. trilllion this year and 1 in 6 are expected to apply for a new credit card. Free use photo

The Holidays & your credit

Looking for the “perfect gifts,” paired with enticing retail discounts and deals, can pressure holiday shoppers to spend more than they can afford.